Keep your money local
Truly Free Checking
Local Banking You Can Trust
Truly Free Checking
No monthly fees, no minimum balance, and no hidden fees.
Convenience
Award-winning customer service. Mobile Banking at your fingertips. Seven local branches.
Manage Your Money
Mobile banking and mobile deposit plus free online tools to manage all your finances.
Questions & Answers
You can open an account online right now. Or book an appointment or just drop into one of our convenient locations.
Yes, your account comes with a free Debit Mastercard. We can even issue one to you instantly if you need it right away.
You have options! Use our mobile app, online banking or give our friendly staff a call.
Nope, no minimum balance to keep your account free.
You need to be a legal resident of southwestern New Hampshire or southeastern Vermont, be at least 18 years old, have a Social Security number and a valid Government Issued ID.
See What Your Friends And Neighbors Are Saying
Don't Take Our Word For It!
“SBW makes banking easy and their truly free checking is the best. There’s nothing else like it anywhere!”
Pete Smith, Keene
SBW Customer since 2014
*There is no minimum balance requirement to open the account. This is an interest-bearing, variable rate account and the rate may change after the account is open. As of February 1, 2023 the Annual Percentage Yield (APY) is 0.03%. The minimum balance to earn the APY is $100.00. Fees may reduce earnings.
**U.S. checking and savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.