All rates effective Wednesday, February 5, 2025 unless otherwise noted and are subject to change without notice.
| Maximum Loan Amount | Maximum Term | Example Amount | Current Rate | APR | Estimated Payment | Doc Fee |
|---|---|---|---|---|---|---|
| $15,000.00 | 84 months | $15,000.00 | 9.25% | 9.342% | $243.95 | $50.00 |
APR (Annual Percentage Rate) is based on a $15,000 loan and includes a $50 doc fee.
| Type | Condition | Year | Max Term | Example Amount | Current Rate | APR | Estimated Payment | Doc Fee |
|---|---|---|---|---|---|---|---|---|
| Autos, Harley Davidson Motorcycles | New/Used | 2025 & 2024 | 72 months | $30,000.00 | 7.75% | 7.196% | $523.02 | $50.00 |
| 2025 & 2024 | 84 months | $35,000.00 | 8.25% | 8.282% | $550.45 | $50.00 | ||
| 2023 & 2022 | 60 months | $25,000.00 | 8.25% | 8.318% | $510.72 | $50.00 | ||
| 2023 & 2022 | 72 months | $25,000.00 | 8.5% | 8.557% | $445.17 | $50.00 | ||
| 2021 & 2020 | 60 months | $20,000.00 | 8.75% | 8.383% | $413.60 | $50.00 | ||
| 2019 & 2018 | 48 months | $15,000.00 | 9.50% | 9.651% | $377.93 | $50.00 | ||
| 2017 & Older | 36 months | $10,000.00 | 10.50% | 10.809% | $326.49 | $50.00 | ||
| Boats, Campers, RV’s, Tractors & Equipment | New/Used | 120 months | $20,000.00 | 9.25% | 9.298% | $256.59 | $50.00 | |
| Motorcycles, ATV’s, Snowmobiles, Ski Doos | New/Used | 48 months | $10,000.00 | 9.25% | 9.488% | $251.18 | $50.00 |
Monthly payment is based on example amount and maximum term
VSI Premium of $40
APR includes $50 doc fee
Loan amount contingent on NADA vehicle value. APR (Annual Percentage Rate) is based on the above example loan and includes a $50 doc fee.
****Minimum Loan Amount $35,000 with 80% Max LTV for 84 month term
| Maximum Loan Amount | Maximum Term | Example Amount | Current Rate | APR | Estimated Payment | Doc Fee |
|---|---|---|---|---|---|---|
| $10,000.00 | 60 months | $10,000.00 | 11.50% | 11.694% | $220.91 | $50.00 |
APR (Annual Percentage Rate) is based on a example loan and maximum term, includes a $50 doc fee.
* Quoted rates are based on credit scores of 700 or above and are subject to change without notice. Other underwriting considerations may apply.
| Minimum Loan Amount | Maximum Term | Maximum LTV | Current Rate | Doc Fee |
|---|---|---|---|---|
| $100.00 | 60 months | 95% | Deposit rate +3.50% (fixed) or 4.50% whichever is greater | n/a |
Secured loan value up to 95% of available funds.
| Loan Amounts | Max Term | Example Amount | Current Rate | APR | Est. Payment | Minimum Credit Score | Ucc Fee | Doc Fee |
|---|---|---|---|---|---|---|---|---|
| $5,000 – $25,000 | 120 months | $25,000.00 | 8.74% | 8.80% | $313.93 | 725 | Up to $72.25 | $50.00 |
| $25,001 – $40,000 | 180 months | $40,000.00 | 9.24% | 9.27% | $412.16 | $50.00 |
Minimum Credit Score 725
UCC Fee up to $72.25
APR (Annual Percentage Rate) is based on example amount and maximum term, includes a $50 doc fee
| Product Name | Maximum Term (Months) | Loan Amount Example | Rate | Annual Percentage Rate (APR) | Monthly Payment |
|---|---|---|---|---|---|
| Energy Loans | 84 | $15,000.00 | 2.00% | 2.00% | $191.52 |
| Energy Loans | 84 | $15,000.00 | 0% | 0% | $178.58 |