Checking
Managing Money Made Simple
We strive to offer superior value in our account offerings, coupled with the latest digital banking services for added convenience – no hidden fees, no gimmicks and no surprises. You can even open your account online and start enjoying the benefits of banking with Savings Bank of Walpole in just minutes.
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How can we help you today?
Non-Interest Checking
Our most basic checking account offering. No minimum balance requirements and no monthly service charge.
Truly Free Checking
Our most popular checking account. No minimum balance requirements and no monthly service charge – with the added bonus of earning interest on balances over $100.
Senior Checking
Customers over 62 years of age get an extra perk – complimentary standard checks or other check styles at 50% off, so long as you make your order through the bank. Like Truly Free Checking, you’ll enjoy no minimum balance requirements or monthly service charge and you’ll earn interest on balances over $100.
All rates effective Saturday, February 22, 2025 unless otherwise noted and are subject to change without notice.
Personal Checking Accounts
| Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Obtain APY | Minimum Deposit To Open | |
|---|---|---|---|---|
| Truly Free Checking | 0.03% | 0.03% | $100.00 | $10.00 |
| Senior Checking | 0.03% | 0.03% | $100.00 | $10.00 |
Subject to change without notice. Checking accounts are variable rate accounts. The interest rates and APYs may change at the discretion of the Bank. Fees could reduce earnings.
Checking FAQs
Transfer Account Protection
We will transfer funds from another SBW checking or savings account to cover an overdraft on a checking account.
Overdraft Protection Line of Credit
Our Overdraft Protection Line of Credit is attached to your Savings Bank of Walpole checking account and advances funds to your account if an overdraft occurs.
Speak to one of our Universal Bankers to learn what option works best for you.
You can open an account online right now. Or book an appointment or just drop into one of our convenient locations.
Yes, your account comes with a free Debit Mastercard®. We can even issue one to you instantly at any of our branches.
You have options! Use our mobile app, online banking or give our friendly staff a call. To learn more about personal budgeting, visit our Financial Learning Center.
Nope, no minimum balance to open the account but you do have to put something in there to start. We also don’t have a minimum balance to keep your account free.
You need to be a legal resident of southwestern New Hampshire or southeastern Vermont, be at least 18 years old, have a Social Security number and a valid Government Issued ID.
Using the Savings Bank of Walpole’s mobile app you can use Zelle® — a fast, safe and easy way to send money in minutes** to friends, family and others you trust**.
**U.S. checking and savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
See What Your Friends And Neighbors Are Saying
Don't Take Our Word For It!
“SBW makes banking easy and their truly free checking is the best. There’s nothing else like it anywhere!”
Pete Smith, Keene
SBW Customer since 2014
