Savings & CDs

We offer savings accounts, money markets and a variety of CD options that make it simple and easy to establish a savings plan to fit your financial goals.

Pam Wilson

Business Savings

We’re pleased to offer a straightforward option for your business savings needs.

  • Low minimum balance to earn interest
  • Free personalized deposit/withdrawal slips
  • Liquid and safe

Business Money Market Account

An easy way to establish a savings plan with check writing privileges. 

  • Low minimum balance to earn interest
  • Check writing availability
  • Liquid and safe

Certificate Of Deposit (CDs)

For a higher degree of yield, we offer Certificates of Deposit available in maturities of three months to five years.


Business Savings

All rates effective Monday, May 5, 2025 unless otherwise noted and are subject to change without notice.

Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY
$100 to $2,499.99 0.05% 0.05% $100.00 $10.00
$2,500 to $9,999.99 0.05% 0.05% $2,500.00 $10.00
$10,000 to $24,999.99 0.05% 0.05% $10,000.00 $10.00
$25,000 or more 0.05% 0.05% $25,000.00 $10.00
Print Rates

Certificate of Deposit

All rates effective Monday, May 5, 2025 unless otherwise noted and are subject to change without notice.

Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY
3 Month 0.10% 0.10% $500.00 $500.00
6 Month 3.93% 4.00% $500.00 $500.00
1 Year 3.20% 3.25% $500.00 $500.00
18 Month 2.96% 3.00% $500.00 $500.00
2 Year 0.30% 0.30% $500.00 $500.00
3 Year 0.40% 0.40% $500.00 $500.00
5 Year 0.45% 0.45% $500.00 $500.00

$500 minimum to open. A substantial interest penalty may be required for early withdrawals from Certificates of Deposit and IRA CDs. Contact a representative for further information regarding applicable fees and terms. Fees could reduce the earnings on the account.

If you withdraw any of the principal before the maturity date, we may impose a penalty. CD accounts will automatically renew. You will have 10 days after the maturity date to withdraw funds without penalty. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.

Print Rates

See What Your Friends And Neighbors Are Saying

Don't Take Our Word For It!

“Crystal Lewis and her team know me and my staff by name and go out of their way to assist us.”

Adam Berube | Owner (w/SBW Business Banking team members)

Adam Berube | Owner (w/SBW Business Banking team members)

SBW Business Banking customer since 2021