Savings & CDs
Simple & Easy Savings
We offer savings accounts, money markets and a variety of CD options that make it simple and easy to establish a savings plan to fit your financial goals.
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Business Savings
We’re pleased to offer a straightforward option for your business savings needs.
- Low minimum balance to earn interest
- Free personalized deposit/withdrawal slips
- Liquid and safe
Business Money Market Account
An easy way to establish a savings plan with check writing privileges.
- Low minimum balance to earn interest
- Check writing availability
- Liquid and safe
Certificate Of Deposit (CDs)
For a higher degree of yield, we offer Certificates of Deposit available in maturities of three months to five years.
Business Savings
All rates effective Tuesday, March 25, 2025 unless otherwise noted and are subject to change without notice.
Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Obtain APY | Minimum Deposit To Open | |
---|---|---|---|---|
$100 to $2,499.99 | 0.05% | 0.05% | $100.00 | $10.00 |
$2,500 to $9,999.99 | 0.05% | 0.05% | $2,500.00 | $10.00 |
$10,000 to $24,999.99 | 0.05% | 0.05% | $10,000.00 | $10.00 |
$25,000 or more | 0.05% | 0.05% | $25,000.00 | $10.00 |
Certificate of Deposit
All rates effective Tuesday, March 25, 2025 unless otherwise noted and are subject to change without notice.
Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Obtain APY | Minimum Deposit To Open | |
---|---|---|---|---|
3 Month | 0.10% | 0.10% | $500.00 | $500.00 |
6 Month | 4.12% | 4.20% | $500.00 | $500.00 |
1 Year | 3.20% | 3.25% | $500.00 | $500.00 |
18 Month | 2.96% | 3.00% | $500.00 | $500.00 |
2 Year | 0.30% | 0.30% | $500.00 | $500.00 |
3 Year | 0.40% | 0.40% | $500.00 | $500.00 |
5 Year | 0.45% | 0.45% | $500.00 | $500.00 |
See What Your Friends And Neighbors Are Saying
Don't Take Our Word For It!
“Crystal Lewis and her team know me and my staff by name and go out of their way to assist us.”

Adam Berube | Owner (w/SBW Business Banking team members)
SBW Business Banking customer since 2021