WHAT DOES SAVINGS BANK OF WALPOLE (SBW),
MERRIMACK COUNTY SAVINGS BANK (The Merrimack), MEREDITH VILLAGE SAVINGS BANK (MVSB) and THE NEW HAMPSHIRE TRUST COMPANY (NHTrust) DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account transactions and transaction history and account balances
- Overdraft History
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons SBW, The Merrimack, MVSB and NHTrust choose to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Do SBW, the Merrimack, MVSB, NHTrust share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don't share |
TO LIMIT OUR SHARING
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
QUESTIONS?
Savings Bank of Walpole call toll free at (877) 925-7653
Merrimack County Savings Bank call toll free at (800) 541-0006
Meredith Village Savings Bank call toll free at (800) 922-6872
The New Hampshire Trust Company (603) 223-2712
WHO WE ARE
Who is providing this notice?
Savings Bank of Walpole, Merrimack County Savings Bank, Meredith Village Savings Bank and The New Hampshire Trust Company.
WHAT WE DO
How do SBW, The Merrimack, MVSB and NHTrust protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Employee access to your information is restricted to those who have a business reason to know such information.
How do SBW, The Merrimack, MVSB and NHTrust collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Pay your bills or apply for a loan
- Make deposits or withdrawals from your account or enter into an investment advisory contract.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account—unless you tell us otherwise.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Savings Bank of Walpole;
- Merrimack County Savings Bank;
- Meredith Village Savings Bank;
- The New Hampshire Trust Company and;
- New Hampshire Mutual Bancorp
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Savings Bank of Walpole, Merrimack County Savings Bank, Meredith Village Savings Bank and The New Hampshire Trust Company do not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include credit and debit card companies, broker-dealer companies, insurance companies and brokers, and financial service companies.
OTHER IMPORTANT INFORMATION
You may have other privacy protections under some state laws. We will comply with applicable state laws as to information about you, including medical information.
Additional information concerning our privacy policies can be found using the applicable affiliate website or call the applicable telephone number listed above.
HOW DO WE PROTECT CHILDREN’S PRIVACY
The Children’s Online Privacy Protection Act protects children under the age of 13 from the collection of personal information through our website without obtaining verifiable consent from parents. We do not knowingly collect or use personal information from children under 13 nor do we allow them to open online accounts.