Skip to content

(877) 925-7653

User ID

Enroll

(877) 925-7653
Contact Us
Locations
About
News

User ID

Enroll

Search

Personal
Business
Mortgages
Wealth Management
Rates
Community
Resources

About
Contact Us
Locations
Personal
Business
Rates
News
Resources
Mortgages
Wealth Management
Financial Learning Center
Community

Why should I put less down than what I have in my savings?

Home > Video Library > Why should I put less down than what I have in my savings?

Local Knowlege Video: Why should I put less down than what I have in my savings?

We often recommend that ideally you have reserves that equal 3 months of mortgage payments, because you just never know.
Christine Greenwood-Smart – Mortgage Loan Officer, NMLS #865412

In this video, Christine Greenwood-Smart explains why it’s important to have reserves when buying a home.

© 2024 Savings Bank of Walpole. All Rights Reserved.

Personal
Business
Mortgage Center
Wealth Management
Rates
Locations
Contact Us
News
Privacy Policy

NMLS #466063

Scammers are targeting people by sending out a mass text pretending to be the bank, asking you to click on a link to verify a transaction. Do not click the link or respond to the text. By doing so, you are confirming you’re a customer. Stay vigilant and protect your account.

Open an Account

Please select which type of account you’d like to open with us.

Personal Account Business Account

Enroll In Online Banking

Personal Business

Federal Credit Report Act and Credit Report Authorization

I/We hereby authorize and acknowledge that Savings Bank of Walpole, Meredith Village Savings Bank and Merrimack County Savings Bank, affiliated through New Hampshire Mutual Bancorp, may verify or re-verify any information contained in this request for credit, or obtain other information or data related to this request, for legitimate business purposes through other sources, including but not limited to, a consumer reporting agency.

The information that is obtained by Savings Bank of Walpole is only to be used for the purpose of obtaining a credit decision and any necessary post-closing quality control reviews for this request for credit.

I/We also hereby expressly consent and authorize Savings Bank of Walpole to share information, including credit reports and other information bearing on my/our credit worthiness, with New Hampshire Mutual Bancorp, Meredith Village Savings Bank, and Merrimack County Savings Bank in pursuit of the approval of my/our loan application.

Request for Loan Applicant Information and Identification

PLEASE READ THIS NOTICE

To help the government fight the funding of terrorism and money laundering activities as outlined in the USA Patriot Act, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
By clicking the box below, you accept the conditions above.*
- I/We accept.

"*" indicates required fields

Recipient's Name

Recipient's Email*

Your Name*

The recipient will receive a simple Welcome Email from Christine Greenwood-Smart at Saving Bank of Walpole indicating that you asked us to share the latest local mortgage rates. Thank you!

Open Online Account

Existing Customer New Customer